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Arranging Finance

There are basically 2 options in financing a home in the Florida.

1. Re-mortgaging in the UK

If you have sufficient equity in your existing UK property, then you can arrange a re-mortgage and with the monies, transfer this into US$ and fund the purchase outright or use as a deposit.

2. 25/30% Deposit, Self Certification

Copy of Passport
Open a US Bank Account
1 Credit Reference Letter normally from your UK bank
Six months mortgage payments in bank at close
20% Self certification may mean slightly higher interest rate

Re-payment terms can be between 5 and 40 years
There are in some instances, 20% deposit self-certification mortgages available.

Let us arrange a quote for you free of charge and no obligation. We have access to mortgage brokers in both the UK and US whichever option you decide to pursue.

Tracker & Fixed Rates Available
20% minimum down payment
Instant credit approval
No income verification option
30 day maximum turn-around time
No monthly payment currency exchange risk
Tax deductible interest payments
No 6-month escrow payments reserve requirement
No pre-payment penalty option
Delayed payment (“Payment Holiday”) option
“Cash Out” refinancing option
“Interest Only” payments option or Capital & Interest